Everyman Research Paper - 1584 Words

â€Å"Everyman† Research Paper COURSE # and TITLE: _ENGL 102: Literature and Composition_ SEMESTER OF ENROLLMENT: _Fall D04-2010_ NAME: _Nathalia Santos_ WRITING STYLE USED: _APA_ Thesis: The English morality play â€Å"Everyman† uses allegorical characters to represent what Everyman holds onto and values during his life. Everyman has neglected his spiritual life, but as the play develops Everyman repents of his sins on time. Summoned by Death, Everyman realizes that he is not ready and does not want to die alone. Thereafter, Everyman seeks to find a companion to go with him on the journey to give account of his life to God but to no avail, Everyman soon realizes that all of those who accompanied him on earth soon abandon him.†¦show more content†¦God then commands Death to show Everyman who is outside of the law of God what must come to him without escape or delay, the day of reckoning for all. Death encounters Everyman and has questioned him about why he has neglected God, â€Å"Everyman, stand still! Whither art thou going thus gaily? Hast thou thy Maker forget?† (Anonymous). Death dispenses the bad news that his day of reckoning for his sins has come and he must give account to God. Upon hearing that his time has come to an end he begins to fear his journey to go before God and give an answer to how he lived his life on earth. Everyman bribes Death to give him another day. Everyman’s argument is that Death did not give him a warning and now he wants to find a companion to accompany him on this journey of reckoning. As time nears Everyman struggles with his ignorance and therefore begins to seek and call upon his earthly friends such as Fellowship, Kindred, Cousin, and Goods. Everyman discovers that one by one his acquaintances and possessions, whom he held dear to his heart and promised to be with him till the end, all abandon him in his time of need. After each friend desert Everyman and he is moaning and wondering who will go with him, he calls upon Good Deeds whom he finds on the floor weak. Good Deeds is weak because Everyman has made very few good deeds in his lifetime. Good Deeds calls on her sister Knowledge to help Everyman go on his journey.Show MoreRelatedEnglish Research Paper1622 Words   |  7 Pagesâ€Å"Death in Everyman† Research Paper ENG102_D27: Literature Fall D 2010 Peggy Jean English, ID#3591339 APA Format Title: â€Å"Death in Everyman† Thesis Statement: The message of death in Everyman is associated with the search of the reasoning of life. Outline: Paragraph 1: Introduction and Thesis Statement Paragraphs 2-13: Explains the play, its characters, the author’s interpretation of the play, and the author’s perception of death and the treatment of death. Paragraph 14: Conclusion Read MoreEveryman Character Analysis1577 Words   |  7 PagesSpirituality the play â€Å"Everyman† is a late fifteenth-century morality play written by an unknown author during the medieval period, and the purpose of the story is to inform the uninformed audeince.1 Purpose of the paper is to demonstrate that characters of â€Å"Everyman† represent the realities and trials of life in the characters â€Å"God, Death, Everyman, Fellowship, and Good Deed, and need for salvation. Characters are the most indispensable device in the play using â€Å"Everyman† as a sign. â€Å"Everyman† as he is knownRead MoreEveryman1518 Words   |  7 PagesNAME March 8, 2012 English 102 â€Å"Everyman† Research Paper Thesis Statement: â€Å"Everyman† is an English morality play that uses allegorical characters to depict what Everyman values throughout his life. Everyman has not been living a virtuous life focused on God and his kingdom but instead places a high value on â€Å"worldly riches† and goods. As the play progresses Everyman is summoned by Death and realizes he is not ready to die and doesn’t want to do it alone. He repents of his sins andRead MoreLife and Death Themes in the Sandbox and Everyman2715 Words   |  11 PagesResearch Paper – Life and Death Themes in The Sandbox and Everyman COURSE # ENGL-102_D22_200940 COURSE TITLE: English 102 SEMESTER OF ENROLLMENT: D Fall 2009 NAME Glen MacDonald Glen MacDonald Professor Smith English 102 December 5, 2009 Research Paper – Life and Death Themes in The Sandbox and Everyman This paper explores the perception and treatment of death at points in history some 500 years apart by using two dramatic plays as a portal into their respectiveRead MoreDeath and Everyman640 Words   |  3 PagesRESEARCH PAPER INSTRUCTIONS In Module/Week 8, you will write a 1500-words (about 5–7-pages) essay that addresses one of the plays from the Drama Unit. A minimum of six citations, including the primary source and at least five secondary scholarly sources, is required for this assignment. Before you begin writing the essay, carefully read the guidelines for developing your paper topic that are given below. Review the research paper Grading Rubric to see how your submission will be graded. GatherRead MoreEssay Tragic Hero643 Words   |  3 PagesResearch Paper Instructions In Module/Week 8, you will write a 1500-words (about 5–7-pages) essay that addresses one of the plays from the Drama Unit.   A minimum of six citations, including the primary source and at least five secondary scholarly sources, is required for this assignment.   Before you begin writing the essay, carefully read the guidelines for developing your paper topic that are given below.   Review the research paper Grading Rubric to see how your submission will be graded. GatherRead MoreThe Ethics Of Legalization Of Marijuana1506 Words   |  7 PagesAn ethical approach to legalization of Marijuana Within this paper I will ask the reader to consider different ethical aspects of the legalization of marijuana, utilizing data provided and studies from the past, attempting to further convey my stance as being pro-legalization of marijuana. INTRODUCTION The legalization of marijuana has been in dispute since the idea has come into conception. Exists a myriad of stances: legalization strictly for medicinal purposes, decriminalization of possession(treatmentRead MoreSerial Killers, Ted Bundy And John Wayne Gacy1588 Words   |  7 PagesKiller Stories H.H. Holmes, â€Å"Ted† Bundy John Wayne Gacy Faraz Garcia 10/16/2017 â€Æ' Abstract When you tell children scary stories they shouldn’t be able to come true but unfortunately for the people victimized by the vicious killers in this paper those horror stories did come true. Traveling and staying in a â€Å"Hotel† owned by a wealthy â€Å"doctor† got them tortured, experimented on and ultimately killed, helping a seemingly helpless man put things in his vehicle lead them to be raped and murderedRead MoreThe Science Of Folklore By Richard Chase Essay2399 Words   |  10 Pagesthe works of artists or philosophers, but to seek the inarticulate voice of the ‘folk’ (Krappe xv). While Krappe’s research relies on documentation from the centuries, to view the snapshots in time of a story, we have no method to track the versions and variations of stories as they were told during the ‘ripples’ through time and diffusion. Only when a story or tale was committed to paper do we have any evidence of the version at that particu lar time. Krappe refers to these written variants as the ‘historical’Read MoreThis Research Paper Seeks To Understand The Current Economic1776 Words   |  8 PagesThis research paper seeks to understand the current economic relationship between individual/family assets within larger economic forces and theorize at possible responses though real estate development. Research will include how liquid asset poverty, liquid asset wealth, changing class structures, and increased student debt obligations affect the real estate market. Trends within the housing market will then be analyzed as well as initial market responses. Finally, a networked response between

The Bloodiest Conflict Of The American Civil War - 1649 Words

The bloodiest conflict in American history is the American Civil War. Prior to the war, there were many important events that triggered the conflict between the proslavery forces in the South and antislavery forces in the North. The Missouri Compromise of 1820, the Mexican American War, the Industrial Revolution, the Compromise of 1850, the Abolitionist Movement, the Kansas-Nebraska Act, John Brown’s Raid on Harper’s Ferry, and the election of Abraham Lincoln were some of the events that contributed to the start of the Civil War. In the following, I will discuss these events in order of their importance and explain their significance in the struggle between the opposing slavery ideologies of the North and the South. The Industrial Revolution in the North allowed feelings of differences arise against the agrarian South prior to the Civil War. According to my class lecture, the North shifted from labor based production, such as human, animal, or natural power sources, to machine driven production. They also relied on wage laborers and not slaves. At the same time cotton plantations boomed in production in the Southern states and they continued to use slave labor to harvest the cotton. Eli Whitney’s invention of the cotton gin in 1793 contributed in start of the cotton industry that profited both the North and the South. The southern cotton plantations worked with the northern textile manufacturers to make a profitable business. The North was also ahead in theShow MoreRelatedCivil War : A War Between Citizens Of The Same Country1609 Words   |  7 PagesEmma Hart Mrs. Wise History 8Y 11 December 2014 Civil War Civil War is defined as a war between citizens of the same country. Why would America have this fight? The Northern states of America decided that they would no longer tolerate the Southern states treating African Americans as slaves because of the color of their skin. When disputes were brought up over this issue between the North and South, the South was too persistent to have slaves. They worried that the North would be successful inRead MoreA Brief Note On Civil War And Its Effects On The United States1602 Words   |  7 Pages Civil War Civil War is defined as a war between citizens of the same country. Why would America have this fight? The Northern states of America decided that they would no longer tolerate the Southern states treating African Americans as slaves because of the color of their skin. When disputes were brought up over this issue between the North and South, the South was too persistent to have slaves. They worried that the North would be successful in abolishing slavery, so in result, the South wentRead MoreEssay Souths Seccesion and Start of Civil War698 Words   |  3 PagesFor four years, Americans fought against one another on the battlefield. This war would come to make up the bloodiest war in American history. Over the four years, over 620,000 soldiers died in the conflict. This war became one the most traumatic event in American History. Since the beginning of colonization to the 1860’s, the people in this country were slowly being divided. From 1850 to 1861, it was apparent that the union was separating into the North and the South and battle was soon to followRead MoreThe Battle Of Antietam And The Civil War876 Words   |  4 Pages Ryan Prendergast Morrow A/B American Studies First Draft Neil Armstrong, the first man on the moon, uttered the words,That’s one small step for man, one giant leap for mankind. This meaningful sentence perfectly represents the Battle of Antietam as a turning point in the Civil War and its effect on America decades later. The small step was one man s step on the moon just like the Battle of Antietam was just another battle during the Civil War, but they were short and impactful events thatRead MoreEssay about The War of Rebellion: The Civil War1260 Words   |  6 PagesThe Civil War was a very significant war that resulted in making the nation and the government stronger. Peculiarly both sides had very different views on what caused the war, what they wanted out of the war, and what the war meant resulting in what is considered the bloodiest war in America’s history, around six hundred thousand Confederate and Union soldiers died in battle. What did they all die for though? Depending on whether you were from the North or the South the answer to this question wouldRead MoreThe Civil War And The War1214 Words   |  5 Pages The Civil war was an internal war between different groups that belonged to the same country. Normally the war is caused by different people believing in their cause and convinced that the other group is unreasonable on matters of national policy. The Civil war in America broke out in 1861 and lasted for four years and then ended in 1865. This was the greatest war after the Napoleonic wars in 1815 before the beginning of the First World War that lasted between 1914-1918. The war was addressingRead MorePrimary Causes Of The Civil War820 Words   |  4 Pagesstandpoints on why the Civil War had been fought but the primary reason why the Civil War started over uncompromisable differences between free Southern states and pro-slavery Northern states and their controversy over government power and slave laws. Fought during April of 1861 to 1865, the Civil War had divided the c ountry into a frenzy against each other. In fact, a devastating 620,000 soldiers had died from accident, combat, starvation and disease, the deadliest war in American history. To add toRead MoreThe United States And The Civil War851 Words   |  4 Pagescornerstone of the numerous transformations of the American society. It is the notion that is found in speeches of both Republican and Democrat politicians, the idea that connected the mind of an affluent Southern plantation owner and that of a radical abolitionist. Generally, the understanding of any period in the United States history as a whole relies heavily on acquiring the knowledge of the way of life, and the patterns of thought of the American public. The meaning of freedom provides a uniqueRead MoreWhat Caused The Civil War? Slavery? Politics?Social Conflicts?Maybe1628 Words   |  7 PagesWhat caused the Civil War? Slavery? Politics? Social Conflicts? Maybe it was little bit of everything. In 1861-1865 America s blo odiest conflict happened. It was called the Civil War. The Civil War was between the North and the South about slavery. The North was antislavery, but the South was all for slavery. The North wanted to free the slaves to help fight the war, but the South was not fond of that. Some would believe that they would talk it out; however, they both decided to haveRead MoreCauses Of The American Civil War760 Words   |  4 PagesThe Civil War was one of the most momentous and pivotal periods in U.S history. After decades of tension between the North and South over matters involving expansion, slavery, and the states rights these caused the beginning of a horrific devastating time known as the American Civil War, that lasted between 1861-1865. Within these 4 long barbaric and destructive years, it led to an innumerous amount of political, social, and economical changes for the U.S. Leaving 2.4 million dead and millions

Starbucks Corporate Analysis Free Essays

Mr†¦ Smith Cutbacks is one of America’s true success stories and a wonder of today’s corporate world. A brand known throughout the world, Cutbacks is a beacon for coffee lovers everywhere. The coffee house phenomenon that started as a dream to come up with the best coffees, best customer service and best coffee experience any coffee lover would appreciate. We will write a custom essay sample on Starbucks Corporate Analysis or any similar topic only for you Order Now Cutbacks started as a coffee roasting company with a single store in Seattle Washington, and has come to be one of the most successful companies in the world serving millions. Since its inception in 1971, Cutbacks has been a model for what many aspire to but often come up short. The following is a brief overview of the company’s finances, including a comparative and ratio analysis to measure profitability and liquidity. Current Ratio Current ratio Is a common financial ratio to measure the liquidity of a corporation. The short term ability Is measured, of a company to pay the maturing obligations, and meet unexpected need for cash (Skies, Kismet, , 2011). Current assets divided by current liabilities is the current ratio formula. Between working UAPITA and current assets, current assets is the more dependable formula (Skies, Kismet, , 2011). Two companies may have very similar working capital and yet have drastically different current ratios. For every dollar of the current ratio, depicts how much current assets, per that dollar the company has (Soles, Kismet, , 201 1 The negative fact of the current ratio is that It doesn’t explain where the asset is. It can be a large portion in inventory which is not the same as having a complete asset. A dollar in inventory does not pay as quickly as a dollar in ash. Cutbacks current assets are 1 1 ,516. 7 (In millions), and the liabilities is 7,034. 4 (Cutbacks, 2013). The current ratio is 1. 63, for every dollar the asset is 1. 63 for the corporation. Return on Assets This ratio Illustrates how effective management Is at generating profit from the company’s assets. Return on assets is calculated by dividing net income over total assets and multiplying that figure by 100. Net income and total assets data can be found on the balance sheet from a biblically traded companies ASK report. Return n assets when simplified shows how many additional dollars the company assists generate. Cutbacks return on asset figure Is . 45673. Meaning each dollar in asset generates roughly $. 45 of Income In 2013. By this figure Cutbacks management did a Commonly referred to as return on net worth, this ratio illustrates profitability by how well a company increases the value of common stock holder investments. These increases are typically re-invested in the company or paid in dividends. To calculate ROE net income is divided by common share holder equity and multiplied by 100. Cutbacks ROE figure for 2013 is $1 . 17350. For each dollar invested by common stock holders Cutbacks generates Just over $1. 17. In 2012 the ROE ratio was a whopping $26. 59. A sharp drop in equity and an equally staggering increase in liabilities in 2013 lead to both profitability figures to be very low by historical and industry standards for Cutbacks. It would be safe to say that if these events occurred during the start up phase off business they likely would not survive. Inventory Turnover Inventory turnover is an important part of any business. This information illustrates how much capital the company has used in comparison to how much inventory it has sold. Company leaders use this information to make financial decisions. This concept is condensed by Jon Scribbled on Indistinguishableness. Com as â€Å"The inventory turnover rate measures the number of times you have turned your inventory during the past 12 months† (Scribbled, 2014). The formula for the turnover ratio is the cost of goods sold divided by the average inventory. The Cutbacks company leaders use this information as well. How to cite Starbucks Corporate Analysis, Papers

Structural Analysis Of Bible Passage

Question: What is Structural Analysis of Bible Passage? Answer: Analysis of Bible Section: II.1 Act 20: 11: (refer to the appendix 1) The passage that has been selected for analysis of the sentence structure is Act 20:11. The particular sentences used in the passage concern with Pauls actions. Here he refers to Paul. In the previous phrase, it has been demonstrated that Paul went down from the upper room and prayed over him and assured his friend that the soul has returned or would return to the body. The phrase that is discussed here immediately follows this event. In this phrase (Act 20: 11) it has been presented that Paul went back to the upper room where the disciples were gathered and ate for the bodily refreshment. After that, he spoke of the doctrine and ordinance of the gospel and other spiritual and divine experiences without the conception of when to leave. Then he left without taking any rest. The analysis of the passage has been given in accordance with the following categories: Word order: The word order that has been followed in this particular passage is that of the simple sentence structure of the English sentence, which is subject verb object. Example for such word structure can be identified in the phrases such as he therefore was come up again and he departed even though the second phrase that has been mentioned here does not possess an object the reset of the sentence follows the simple sentence structure that is subject followed by the verb. Yet, in the phrases such as and has broken bread, and eaten and and talked along while there is no subject directly the subject of the previous phrase he serves as the subject in this phrases as well. The subordination through indentation: The prepositional phrase has been used in the sentence such as come up again and taken a long while. The adverbial clause that has been used in the passage includes till break of day and taken a long while. The noun clause that has been used in this sentence is break of day. The repeated use of punctuation such as and, or comma (,) also enables to conjoin the various elements of the sentence. Coordination: In this particular passage, the coordination has been attempted to be established in the phrases such as: And had broken bread, and eaten and and talked a long while Again, the coordination has been established through the phrases such as, even till break of day and so he departed The structural signals: And in and had broken bread, and eaten, and talked a long while. The word even has been used in the even till break of day and so has been used in so he departed. The punctuations have also been used in order to signal the structure of the sentence. The grammatical structure diagram: The grammatical structure diagram is given bellow: Reference list: Journals: Pattemore, S. (2010). Green Bibles, Justice, and Translation.The Bible Translator,61(4), 217-226. doi:10.1177/026009351006100405 Websites: Godandscience.org,. (2015).The Six Days of Creation: A Closer Look at Scripture. Retrieved 2 February 2015, from https://godandscience.org/youngearth/six_days_of_creation.html

Human Growth Discussions

Ratio Analysis on Different Pharmaceuticals in Bangladesh Essays

Ratio Analysis on Different Pharmaceuticals in Bangladesh Essays Ratio Analysis on Different Pharmaceuticals in Bangladesh Paper Ratio Analysis on Different Pharmaceuticals in Bangladesh Paper Table of Content 1. Letter of transmittal†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦03 2. Introduction †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦04 3. Ratio Analysis†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 06 4. Liquidity†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦07 i. Current ratio†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦08 ii. Quick Ratio†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 09 5. Asset management†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 10 iii. Inventory turnover†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦11 iv. Days sales outstanding (DSO)†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚ ¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦12 v. Fixed asset turnover†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦13 vi. Total assets turnover†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦14 6. Debt management†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 15 vii. Total debt to total assets†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦16 viii. Times-interest-earned (TIE)†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦17 ix. EBITDA coverage†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦18 7. Profitability†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 19 x. Profit margin on sales†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦20 xi. Basic earning power (BEP)†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦21 xii. Return on total assets (ROA)†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦22 xiii. Return on common equity (ROE)†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦23 8. Market value†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 24 xiv. Price/earning (P/E)†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â ‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦25 xv. Price/cash flow†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦26 xvi. Market/book (M/B)†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦27 9. Overall Financial Summary†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 28 10. Balance sheet, cash follow and income statement of BEXIMCO LTD 11. Balance sheet, cash follow and income statement of SQUARE LTD 12. Balance sheet, cash follow and income statement of Renata LTD Acknowledgements At first our thanks goes to Mr. S. M. Abdus Shakur, Lecturer, School of Business, Presidency University, for giving us the responsibility to prepare this report which we found to be a rather interesting topic to work on, and for the help to prepare the report as well. We got help from many people in the context of preparing this report and some of the persons have been very helpful and cooperative with information and suggestions. And lastly, we would like to thank each other, means the group members for helping each other whenever we have to get help. Introduction: Financial Ratio Analysis is a tool used by individuals to conduct a quantitative analysis of information  in a companys financial statements. Ratios are  calculated from current year numbers and are then compared to previous years, other companies, the industry, or even the economy to judge the performance of the company. Ratio analysis is predominately used by proponents of fundamental analysis. Financial ratios are designed to help one evaluate financial statement and by comparing the results it must pay to the income it has available for payment such comparisons are made by ratio analysis. Here we take three companies from the same industry to analyze their financial statement and we also compare the findings with the total pharmaceuticals industry average. The companies name we took are- 1. BEXIMCO PHARMACEUTICALS LIMITED. 2. SQUARE PHARMACUTICALS LTD. 3. RENATA LIMITED. 4. AMBEE PHARMACEUTICALS LTD. Ratio Analysis Financial ratios are useful indicators of a firms performance and financial situation. Financial ratios can be used to analyze trends and to compare the firms financials to those of other firms. Financial ratios can be classified according to the information they provide. The following types of ratios frequently are used: 1. Liquidity ratios 2. Asset management ratios 3. Debt management ratios 4. Profitability ratios 5. Market value ratios LIQUIDITY RATIOS Liquidity ratios are the first ones to come in the picture. These ratios actually show the relationship of a firm’s cash and other current assets to its current liabilities. Two ratios are discussed under Liquidity ratios. They are: 1. Current ratio 2. Quick/ Acid Test ratio. 1. Current ratio: This ratio indicates the extent to which current liabilities are covered by those assets expected to be converted to cash in the near future. Current assets normally include cash, marketable securities, accounts receivables, and inventories. Current liabilities consist of accounts payable, short-term notes payable, current maturities of long-term debt, accrued taxes, and other accrued expenses (principally wages). Current Ratio = Current Assets/Current Liabilities BEXIMCO =28618916542602032267 1. 10 times Square=44118364363500845103 =1. 26 times Renata=988092820717068650 =1. 38 times Ambee=218724505222145758 =0. 985 times Industry average=1. 18 times 2. Quick/ Acid Test ratio: This ratio indicates the firm’s liquidity position as well. It actually refers to the extent to which current liabilities are covered by those assets except inventories. Quick Ratio = (Current Assets-Inventories)/Current Liabilities BEXIMCO =28 61891654-15052880932602032267 =1. 04 times Square=4411836436-20267363223500845103 =1. 20 times Renata=988092820-959414590717068650 =0. 04 times Ambee=218724505-135899190222145758 =0. 37 times Industry Average=0. 66 times ASSET MANAGEMENT RATIOS Asset management ratios are the financial statement ratios that measure how effectively a business uses and controls its assets. Below are discussed five types of asset management ratios: 1. Inventory turnover ratio 2. The day’s sales outstanding 3. Fixed asset turnover ratio 4. Total asset turnover ratio 1. Inventory turnover ratio: The ratio is regarded as a test of efficiency and indicates the rapidity with which the company is able to move its merchandise. Inventory turnover ratio = Gross Turnover / Inventories BEXIMCO = 40101670591505288093 =2. 66 times Square= 82310975252026736322 =4. 06 times Renata=3089746417959414590 =3. 22 times Ambee=240726296135899190 =1. 77 times Industry Average=2. 93 times 2. The Days Sales Outstanding: The Days Sales Outstanding ratio shows both the average time it takes to turn the receivables into cash and the age, in terms of days, of a companys accounts receivable. This ratio is of particular importance to credit and collection associates. Days Sales Outstanding (DSO) = Trade Debtors/ (Annual gross turnover/365) BEXIMCO =5039164014010167059/365 =19. 23 Days Square=3602456469565715902/365 =13. 75 Days Renata=3442269333089746417/365 =40. 66 Days Ambee= 38179778240726296/365 =57. 89 days Industry Average=32. 88 days 3. Fixed asset turnover ratio: The Fixed Asset Turnover ratio measures the effectiveness in generating Net Sales revenue from investments in Net Property, Plant, and Equipment back into the company evaluates only the investments. Fixed assets turnover ratio (FATO) = Gross Turnover / Net fixed assets Beximco=401016705911957773787 =0. 34 times Square=82310975258291290984 =0. 99 times Renata=30897464771656161962 =1. 87 times Ambee=24072629660695282 =3. 97 times Industry Average=1. 79 times 4. Total asset turnover ratio: The Total Asset Turnover is similar to fixed asset turnover since both measures a companys effectiveness in generating sales revenue from investments back into the company. Total Asset Turnover evaluates the efficiency of managing all of the companys assets. Total assets turnover ratio (TATO) = Gross Turnover/Total Assets Beximco=401016705914819665441 0. 27 times Square=825784373912703127420 =0. 65 times Renata=30897464173162232934 =0. 98 times Ambee=24072629657247033 =4. 21 times Industry Average=1. 53 times DEBT MANAGEMENT RATIOS Debt management ratios reveal 1) the extent to which the firm is financed with debt and 2) its likelihood of defaulting on its debt obligations. These ratios include: 1. Debt ratio, 2. Times-Interest-Earned (TIE) ratio, 3. EBITDA Coverage . 1. Debt ratio: The ratio of total debt to total assets, generally called the debt ratio, measures the percentage of funds provided by the creditors. Debt ratio = Total Debt / Total Assets Beximco=436946329614819665441 =29 % Square=428608671512703127420 =34 % Renata=15001595773162232934 =47 % Ambee= 4800990157247033 =83% Industry Average=48. 25% 2. Times-Interest-Earned (TIE) ratio: This ratio measures the extent to which operating income can decline before the firm is unable to meet its annual interest cost. EBIT = Earnings before Interest and Tax TIE ratio = EBIT / Interest Charges Beximco=963775308249654298 =3. 86 times Square=2908395181397135963 =7. 32 times Renata=69719063387270665 =7. 99 times Ambee =78642302395026 3. 28 times Industry Average=5. 61 times 3. The EBITDA coverage ratio: The EBITDA coverage ratio shows if earnings are able to satisfy all financial obligations including leases and principal payments. (EBITDA is short for earnings before interest, taxes, depreciation, and amortization. ) EBITDA Ratio = EBITDA + Lease Payment/ Interest + Principal Payment + Lease Payment Beximco=963775308+5887353+30993608+10302868 249654298+3556423568 =0. 29 times Square=2908395181+454290404+57334928+140936267397135963+2279693991 =0. 56 times Renata=697190633+1628151487270665 =1. 17 times Ambee=7864230+9614002395026+0+7864230 =0. 86 times Industry Average=0. 72 times PROFITIBILITY RATIO: Profitability is the net result of a number of policies and decisions. Profitability ratios show the combined effects of liquidity, asset management and debt on operating results. There are four important profitability ratios that we are going to analyze: 1. Profit Margin on sales 2. Basic Earning power (BEP) 3. Return on Asset 4. Return on Equity 1. Profit Margin on Sales: Profit Margin on Sales gives us the net profit that the business is earning per dollar of sales. The equation is as follows: Profit margin on Sales = Net income available to the stockholders / Sales Beximco=5453412734010167059 =13. 6 % Square=13818630938257843739 =16. 7 % Renata=4331458043089746417 =14 % Ambee=6347155240726296 =2. 64% Industry Average=11. 735% 2. Basic Earning Power (BEP): The ratio indicates the ability of the firm’s assets to generate operating income. The equation is as follows: Basic Earning Power = EBIT / Total Assets Beximco=96377530814819665441 =6. 5 % Square=290839518112703127420 =22. 9 % Renata=6971906333162232934 =22 % Ambee=786423057274033 =13. 3% Industry Average=16. 28% 3. Return on Total Assets (ROA): Return of total asset measures the amount of Net Income earned by utilizing each dollar of Total Assets. The equation is: Return on Total Assets (ROA) = Net income available to total common shareholders / Total assets Beximco=54534127314819665441 =3. 7 % Square=138186309312703127420 =10. 9 % Renata=4331458043162232934 =13. 7 % Ambee=63471555727 4033 =11. 08% Industry Average=9. 85% 4. Return on Equity (ROE): Return on Equity measures the amount of Net Income earned by utilizing each dollar of Total common equity. It is the most important of the â€Å"Bottom line† ratio. By this, we can find out how much the shareholders are going to get for their shares. The equation is: Return on Equity (ROE) = Net income available to common shareholders / Total common equity Beximco=54534127310450202145 =5. 2% Square=13818630938417040705 =16. 4% Renata=433145804155075461 =2. 79% Ambee=634715546527981 =13. 64% Industry Average=9. 51% MARKET VALUE RATIOS The final group of ratios, the market value ratios relates the firm’s stock price to its earnings, cash flow and book value per share. These ratios give management an indication of what investors think of the company’s past performance and future prospects. In this section, we are going to have a discussion mainly on three types of ratios: 1. Price/Earnings Ratio 2. Price/ Cash flow Ratio 3. Market/ Book Ratio 1. Price/ Earnings ratio: The Price/ Earnings ratio (price-to-earnings ratio) of a stock is a measure of the price paid for a share relative to the income or profit earned by the firm per share. P/E ratio = Price per share / earnings per share Beximco=104. 33 =2. 309 times Square=100114. 47 =0. 87 times Renata=100374. 44 =0. 267 times Ambee=103. 17 =3. 15 times Industry Average=1. 65 times 2. Price/ Cash Flow ratio: This ratio indicates the amount investors will pay for Tk. 1 of cash flow. The equation for this ratio is shown below: Price/ Cash flow ratio = Price per share/Cash flow per share Beximco=10(545341+147183829)/1045020214 =70. 73 times Square=100(1381863093+652561599)/18170407 =1. 11 times Renata=100(433145804+16281514)/1156787 =3. 88 times Ambee= 10(6347155+57274033)/46527981 =7. 31 times Industry Average=20. 6 times 3. Market/ Book ratio: The ratio of stock’s market price to its book value. The Equation is: Market/Book ratio (M/B) = Market price per share / Book value per share Beximco=167. 7104502021451045020214 =16. 77 times Square=3151. 258417040705/18170407 =6. 80 times Renata=7789. 75115678700/1156787 =77. 89 times Ambee=12910 =12. 9 times Industry Average=28. 59 times OVERALL FINANCIAL SUMMARY After analyzing all the ratios, we have found out the following information: 1. Liquidity Ratios: In the liquidity ratio we can see that both current atio and quick ratio is good in average for Square comparing with the industry average. Renata’s current ratio is quite well, but it seems that the company has too much inventories, so, the quick ratio got lower. 2. Asset Management Ratios: for the asset management ratios, we can see that for the first two, Square is in a good shape. But for the asset turnover ratios, Ambee plays a good role. Meaning that Square is good in turning its current assets to liquidity, and Ambee is good at moving its long term assets to liquidity. 3. Debt Management Ratios: in Debt management ratio analysis, we can see that for debt ratio and TIE ratio, both Beximco is in a good shape on an average. Bot for the EBITDA Coverage ratio, Renata does the best. But, as a whole, we can say that Beximco is quite good in managing its debt. 4. Profitability Ratios: for the profitability ratios, we can see that square is very good at both Profit margin on sales, and BEP ratios. At ROA, Square is okay, but Renata and Ambee are very good. Again for ROE, Square is extra ordinarily good. So, we can say that Squrae is very good at managing and earning profit. 5. Market Value Ratios: here we see that for the first two analyses, Beximco’s market value is higher, but for the last one, renata’s valu is higher, but Beximco’s was okay. So, we can say that in terms of market value, Beximco is good on average. From the total analysis, we can summarize that Square Pharmaceuticals Ltd and Beximco Pharmaceuticals Ltd have been doing pretty good throughout the years. It is true that for some cases both the companies are in an okay shape, but it is still pretty much satisfactory. Therefore, we can conclude that both Square Pharmaceuticals Ltd and Beximco Pharmaceuticals Ltd are good enough company to invest on.

Using social media in classroom Essay Example | Topics and Well Written Essays - 750 words

Using social media in classroom - Essay Example Social media allows all kinds of students to interact and participate. This brings forward those students who are relatively shy and less interactive otherwise. Since the students find a platform and medium through which they can co relate, participate and express their views, it is therefore that the social media makes it possible interacting more actively and overcoming the shyness and other obstacles that are otherwise felt by the students in the normal routine activities. The second advantage of social media is its helping hand towards increasing communication and means of interacting in the class. Since the communication over social media is more organized and formal, it allows more opportunity towards expressing the views and presenting the points that are otherwise difficult to express. Social media provides various platforms which in turn makes the communication means and concept more mechanized. This in turn leads to more improved opportunities and platform of extracting knowledge. The third aspect and benefit of social media is its usage in class has made the overall process of learning and teaching a more interactive one. It has led to the more colorful interaction and representation of facts, information and figures. The second most important element is the fact that since social media is directly associated with the internet and other online sources, it leads to more updated and more detailed view of the facts or a particular case which may not find as relevant and as updated versions in the textual forms or the standard text books which are published and updated at the end of the year or session. Each of these has various platforms in the form of groups, pages, walls and other communities which makes sharing of the information common, collective and easy to reach. The colorful presence of technology along with the platform availability makes it an eye catching source towards learning and interactive process. The